Products & Services SCR Provides
Who We Are and What We Do
While there are many companies selling credit repair services, most of them lack SCR's breadth of experience and expertise. We focus on supporting our clients so they can do their own credit repair, enhancement and maintenance.
- We provide educational information to our clients.
- We stay current with information that affects your credit.
- We empower you to repair/enhance/maintain your own Credit Image.
- We take pride in delivering superior customer service.
Maximize your negotiating power in all credit-related transactions.
What We Are Not
We are not a debt management or debt consolidation service.
We don't give legal advice.
We are not financial planning or financial management advisors.
Educational Workshops
SCR believes in educating people about credit. It's important to understand what a Credit Image is and what you need to know about the credit game - things like:
- A Credit Image is more than just a credit score
- How many ways your Credit Image can be used for (or against) you
- How your credit score is calculated
- How to manage utilization rates on lines of credit
- How your spouse's credit history may affect your ability to obtain credit
- How to create the best possible Credit Image
Click here to Contact SCR for more information
The Credit Coach
We provide an initial no-cost consultation to help you clarify your goals and objectives. Our Credit Coach will also answer any questions you may have about our services.
(Click here to contact a Credit Coach)
The Credit Image Report™
SCR's Credit Image Report™ is a thorough audit and analysis of your credit reports and other factors that affect your Credit Image. We provide findings and options to consider concerning how you can restore, enhance and maintain a superior Credit Image.
First you will forward copies of your credit reports to us from all three of the major credit bureaus via mail or fax. (Keep in mind that the credit bureaus will only correspond directly with you, not SCR.) If you do not have current copies, go to http://www.annualcreditreport.com to obtain your reports. SCR will contact you within 24 hours of receiving your reports to begin the audit and analysis process. This process includes a thorough discussion with you, exploring various options to consider as you improve your Credit Image.
Finally, you will receive a summary containing potential strategies, options and action steps we discussed. This Credit Image Report™ (CIR) can be used as a guide to support your ongoing efforts to improve your Credit Image.
Credit Image Report™
$159 (includes tax)
Your Credit Image CD
Repair/Enhance/Maintain
SCR's Credit Image CD may be purchased separately. However, most of our clients order a Credit Image Report™ first so they understand the full extent of what will be necessary to improve their Credit Image.
This Credit Image CD will educate you on important principles in credit restoration and show you how to repair/enhance/maintain your Credit Image. It also includes a full list of resources and sample letters to support your efforts. Most people find that this CD in addition to the Credit Image Report™ (CIR) is all they need to manage their own Credit Image.
Your Credit Image CD
$39.95 (includes tax) + $5.00 shipping
Additional Coaching Services
If you have purchased both a Credit Image Report™ and Credit Image CD, you are likely to be able to manage your own Credit Image. However, some clients need additional support during this tedious process. With this in mind, supportive assistance from our Credit Coach is available for purchase on an hourly basis.
Credit bureaus insist that individuals cannot repair their credit without waiting years for negatives to be removed. Credit repair companies suggest that you shouldn't try to repair your own credit. Don't believe them. This is something you can do with the right information at your fingertips.